Income and Expense Tracker for a Complete Financial Picture

Why Track Both Income and Expenses?

Most expense trackers only show you what you spend — not what's left. Tracking income alongside expenses gives you a complete picture: your total earnings, your total spending, and the difference between the two.

That difference — your net balance — is what matters most. Are you saving each month, or spending more than you earn? Without tracking both sides, you're only seeing half the story.

Income From Any Source

BudgetWizard lets you record income from any source:

• Regular salary or wages — monthly or bi-weekly paycheck
• Freelance or contract work — variable income that changes month to month
• Side income — selling items, rental income, gig work
• Investments or dividends — passive income streams
• Any other source — gifts, tax refunds, bonuses

When income varies, BudgetWizard shows you exactly how each month compares, so you can plan budgets that reflect reality rather than assumptions.

See Your True Net Balance

Every month, BudgetWizard calculates your total income vs. total expenses and shows you the net result. If you're consistently spending more than you earn, you'll see it immediately — not at the end of the year when it's harder to fix.

The analytics view breaks this down further: which expense categories are largest, how your spending has changed over time, and whether your savings rate is improving.

Manage Your Full Financial Picture

Once you're tracking income and expenses together, budgeting becomes more meaningful. You can:

• Set category budgets based on your actual income, not guesses
• See how a raise or bonus affects your savings potential
• Plan for income gaps in months where freelance work is slower
• Measure your savings rate month over month

Explore all of BudgetWizard's features, or start with our budget planner to see how the two work together.

Simple Pricing

BudgetWizard costs $4.99/month after a free trial. See full pricing details.